woman got a title loan in Nashville TN

What You Need to Get Title Loans In Nashville, TN

If you’re looking for Nashville title loans to help with a financial emergency, you’re not alone. Thankfully, you can get cash with your car title to help fund an unexpected expense.

In this guide, we’ll talk about Tenneessee title loan requirements and how you can prepare to get a Tennessee title loan today.

Here Are The Requirements For Tennessee Title Loans In Nashville, TN

Today's economy is tough: Working people just have enough money to make ends meet, leaving little room for savings. Wages may have increased, but the cost of living and goods have increased, too. 

If you're struggling to fund a financial emergency, you may consider a title loan in Nashville, TN, to help with urgent cash. Before making your decision, knowing what's required and whether you qualify for the loan is essential. Let's explore the requirements for Nashville title loans in more detail.

1. Your Driver’s License Or State-Issued I.D.

To qualify for a title loan, you need to be at least 18 years of age or older, and your I.D. is a document that can prove that you’re of legal age. IDs also prove that a person holding it is who they claim to be. Other examples of IDs include passports or military identification cards. These documents typically include the holder's picture so the lender can visually match their face.

2. Lien-Free Title To Your Vehicle

A lien-free vehicle title means your car is fully paid off, and there are no outstanding loans or judgments against it. Many people wonder if getting a title loan with a lien is possible. While some lenders may accept applications from people whose titles have a lien on them, there is a possibility that such lenders have a questionable reputation. A lien-free title serves as collateral for borrowing money, and if a lender doesn’t require one, they may consider your vehicle to serve as collateral. In this case, you must leave your car with the lender, not your title.

It is essential to mention that the car title should have your name on it. This means that you won’t be able to get a loan if you bring your family member’s car and provide the title with their name on it. If your parent or sibling allows you to use their vehicle to get a title loan in Nashville, TN, they must go to the Department of Motor Vehicles and add your name to the title. Having two names on the title is acceptable as long as one is yours.

3. Your Vehicle For Inspection

The last thing you must provide to get title loans in Nashville, TN, is your vehicle for a short inspection. The inspection is necessary because its results establish how much your car is worth. Based on that, an agent will determine how much money you can get. The older the car, the lesser the amount you might qualify for. Some things that may influence the total loan amount are the odometer reading, the condition of the interior and exterior, modifications, etc. With Tennessee Title Loans, Inc., you can get up to $2,500 in same-day cash. The exact amount will clear after a representative reviews your documents and checks your vehicle.

car inspection for title loans in Nashville TN

Here Are The Things You DON’T Need For Title Loans In Nashville, TN

1. Good Credit

Since title loans are secured with vehicle titles, perfect credit isn’t required to qualify. This makes title loans so accessible, especially when you have to cover emergency expenses. Some emergencies can’t wait and need to be funded immediately. If you have bad credit and need to borrow cash, don’t look further than title loans.

2. Checking Account

Some people may have problems opening bank accounts and think that any loan type is not an option. Well, it’s a whole different story with title loans since bank accounts are not required.

3. Proof Of Employment

While your application may be rejected if you’re unemployed and try to borrow from a bank, you will not have problems borrowing cash with a title loan because proof of employment isn’t on the requirements list. You don’t need to prove that you’ll be able to pay off the borrowed cash because your title guarantees that.

Here’s What It Takes To Get Title Loans In Nashville, TN

  1. Fill out a short inquiry on the main page of this website and click ‘Submit.’
  2. Wait for a phone call from a representative who will confirm your information and set up an appointment at the Nashville, TN, location or the place of your choice.
  3. Gather the required items and bring them to the store or the meeting place.
  4. Please wait for a store agent to inspect your vehicle to determine its value.
  5. Sign a few papers if everything is to your satisfaction.
  6. Get your cash either on the same or the very next day.

woman applying for a title loan online in Nashville TN

Submit Your Inquiry For A Nashville Title Loan Today

There is hardly a loan with fewer requirements than a car title loan offered by Tennessee Title Loans, Inc. All you need is your I.D., a lien-free car title, and your car for a short inspection. The process is simple and transparent. There are no surprises or hidden charges. You can complete the online form today to see how much you can get with easy title loans in Tennessee.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.