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Out of Money? Here's How A Cash Advance Can Help

Tennessee Title Loans, Inc. can put your money in your pocket before your paycheck hits, but how does a cash advance work, and what is it used for? This guide highlights the four most common cash advance uses and how they can help when money is tight.

We'll cover cash advances for housing, overdue bills, home or car repairs, and another showcase of emergency events. Keep reading to discover our tips for getting the fastest and most convenient cash advance in your area.

How To Get A Cash Advance To Help With Financial Emergencies

1. Cash Advances To Cover Housing Costs

According to a study by Harvard University, almost 40 million Americans live in housing they can't afford. Many others find adequate housing but then face other unexpected costs or a job loss that impedes their ability to cover rent or mortgage payments.

When you do not have enough cash at the end of the month, your housing bill is usually the first thing due. Having a safe shelter is a need that cannot be ignored, so consider a cash advance to cover the cost until your next paycheck hits and you get back on track.

2. Cash Advance To Pay Overdue Bills

The consequences of missing a bill or credit card payment include the following:

  • Paying late fees and high-interest payments.
  • Having your subscription service cut off.
  • Getting a negative ding on your credit score.

A GOBankingRates survey found that 57% of Americans have missed at least one credit card payment, so if this resonates with you, you are not alone.

Other pending bills like utilities, subscription services, and loan payments could also cause everything from an inconvenience to a crisis. Missed car payments could end in repossession, or when the missed bill is something as important as the electricity, it could even leave you in the dark – literally.

A cash advance could give you between $100 and $400 to use towards due or overdue bills to get those creditors off your back. 

man counting cash advance money

3. Use A Cash Advance For Home Or Car Repairs

Homes can provide shelter and love, but they also come with a list of maintenance projects. This is even more true if you were affected by a natural disaster like flooding, a tornado, a hurricane, or a blizzard. Some home repairs that cannot be left for later include:

  • Roof repairs
  • Plumbing or electric repairs
  • HVAC system repairs
  • Broken windows
  • Mold remediation
  • Broken primary appliance (e.g., fridge, water heater, etc.)

If your primary vehicle was in an accident or needs an urgent repair to get you back on the road and to work, the mechanic cannot wait. In any of these situations, a cash advance could help you start the necessary repairs ASAP.

4. Cash Advances For Emergency Events

Other life emergencies can quickly get in the way of your monthly finances. Things like illness, family emergencies, surprise bills (especially during tax season), and even death can deplete any savings in the blink of an eye.

If the end of the month is coming up and you're out of cash, Tennessee Title Loans, Inc. can help. Our payday loans, also known as cash advances, could allow you to access your payroll cash early.

How To Get A Cash Advance

To get a cash advance from Tennessee Title Loans Inc., complete the online form on our homepage. After that, we'll connect with you and walk you through the application process.

What You Need

Before connecting with us, have a few documents ready to expedite the process. To qualify, you'll need:

  • Your state or government photo I.D.
  • The latest pay stub from your employer
  • A blank check and/or statement for your bank account

You'll need around half an hour to meet with us and finalize your loan application. We have plenty of locations across the state to help you get started. Plus, if approved, you'll access anywhere from $100 to $400 as soon as today!

woman happy about cash advance

What If You Need More Than $400?

Cash advances are an excellent option for those waiting on a paycheck and needing a helping hand to hold them over for a week or two. These advances are typically repaid during your next pay cycle, so you're in and out in no time.

You may benefit from our title or flex loans if you need more than $400 in assistance or need verifiable income. You can learn more about those by browsing our site menu above.

Out of Cash? $400 Is Waiting For You

Sometimes, life hits you where it hurts. Emergencies like unexpected bills or urgent expenses could quickly wrench your financial plans. If you are waiting for your next paycheck and need financial assistance in the interim, Tennessee Title Loans, Inc. is here to help. Reach out to us today to apply for a cash advance. Up to $400 could be deposited into your account as soon as tonight – what are you waiting for?

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.