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The Fast Way To Get A Same Day Loan

Unexpected medical expenses or car repairs are emergencies that happen at the worst times. You may need a short-term, same-day loan to get through a tough week. Are you aware of the resources available for these types of loans?

Tennessee Title Loans, Inc. understands your occasional need for fast cash, and we deliver, offering several options for a same-day loan, including payday loans, installment loans, and title loans. Below, we’ll explain the requirements and process for these fast cash options.

The Quickest Method To Get A Same-Day Loan 

Payday Loans

Payday loans are some of the most convenient same-day loan options. If approved, you are usually required to repay the loan in one payment, generally coinciding with your next paycheck. This is convenient for people who don’t want to drag out loan payments over a long period.

You can qualify for $100 to $400 on the spot. Most people find out if they are approved within 30 minutes and receive money the same day or the next business day. Here’s the simple process for getting a same-day loan quickly:

  • Complete the online inquiry form on our website.
  • Wait for a call from your local Tennessee Title Loans, Inc. office.
  • Visit the location with the items below.
  • Complete your application and wait for your decision.


  • Driver’s license or government-issued ID
  • Your most recent pay stub or bank statement
  • A blank check from an active checking account in your name

Payday loans are granted based on your income. These are our only loans that require you to have a bank account.

Title Loans

Title loans are an easy option for people who own their car, lien-free and without a co-signer. These loans allow you to borrow against the value of your vehicle for loans from $300 to $2,500. The application usually takes less than 30 minutes, and going to the location is unnecessary to complete it.

woman excited with money from same day loan

Here’s how to get a same-day loan with your car title:

  • Submit your information on the website.
  • Receive a call shortly after from a representative experienced in title loans.
  • Meet with your rep at any location you agree on. This relaxed requirement distinguishes title loans from some of our other loan options. Your loan rep needs to examine your vehicle, lien-free title, and personal information. With our online title loan option, this can be done from a location of your choice, thus eliminating the need for you to visit an office.


  • Driver’s license
  • Vehicle and lien-free title
  • Proof of income

Proof of income can be anything from your most recent bank statement to a pay stub or electronic deposit receipt.

Line Of Credit Loans

Line of credit loans, called Flex Loans, are similar to how credit cards work. After getting approved for this type of same-day loan, you have access to a set amount of credit that you can use a little at a time rather than withdrawing the maximum all at once. Your line of credit replenishes itself as you pay it back.

The advantage is that you would only owe us, not several creditors or card companies. Flex loans also require a car title, but you can have a line of credit loan even if you already have a title loan. The process is simple:

  • You can also start the process online for a line of credit loans, or you can go directly to the location of your choice.
  • Speak with a representative over the phone (or in person) to discuss your maximum credit limit and other loan details.
  • Meet with your representative, bringing your required documents.
  • Sign a few papers, officially apply for your line of credit loan, and determine if you qualify.


  • Driver’s license
  • Clear vehicle title
  • The corresponding vehicle
  • Proof of income

The amount you qualify for is based on the value of your vehicle. It must be in your name with no co-signer. Before applying for a title loan, ensure the title is transferred into your name alone.

woman with same day loan money

Same-Day Loans Made Easy!

Tennessee Title Loans, Inc. offers several same-day loan options because we know all borrowers are different. Every situation calls for unique loan options and terms. If you have questions about the suitable choice, please contact us by phone, in person, or online for help.

Our loans begin with a simple online form to gather basic information before an agent speaks with you directly. But each one has specific conditions and requirements. Your agent can help you through the application process to get your money the same day you apply!

We highly recommend utilizing our web form since you can submit your information anytime. We will call you when ready to tackle your application exclusively, further expediting the process. If you are in a bind and need same-day cash, fill out the online form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.